Check the business
before you buy it.
Or before you lend to it, or sign with it. The seller knows what is wrong with it; you get a listing and a deadline. Start free with the public record and the seller’s own figures, then have a person read the documents and sign what they found. Anyone you forward it to can check it without trusting us.
Not a valuation. Not advice. What the documents and the registers say, dated.
Buying a businessSeal what’s real.Four doors. One desk.
Buying a company with other people’s money and a team you recruited with nothing but nerve has never had a record of who actually did it. This is that record, and the tools that go with it.
The check is priced. The record is free to keep. The desk comes with the crew. None of it tells you whether to buy; all of it can be checked by the person you show it to.
Fund it · your figures
Other people’s money, as arithmetic.
Change any figure. The gap, the seller’s note and the year-one cover recompute here, in your browser. Arithmetic, never advice; APIR arranges no finance.
The funding stack
How much of this deal pays for itself?
Seller’s note, as a share of the price30%
Multiple
4.0x
house walk-away above 5x
The assets carry
1,030,000
at 70/50/80 percent, stated
Seller's note
720,000
30% of the price, standby
The gap
short 650,000
the number to find
Your cash
0
100% other people's money
DSCR, year one
1.65
stressed at 80%: 1.32 · floor 1.25
The structure is short 650,000. That is the number to find, or the price comes down, or the seller carries more.
Arithmetic on your figures, never advice. APIR arranges no finance and names no lender.Run the full stack on the desk
What every Deal File is read against
ABR and ASIC registersPPSR encumbrancesCourt records and judgmentsThe vendor's own documents, hashed
Tell us about the deal
Bring the deal you are least sure about.
The business, the asking price, what you have been handed so far. A person reads it and replies from ripa@apir.ai with what can be checked, what it costs and how long it takes.